Should I Be Requesting Environmental Audits?

Robert Szustakowski, The Lotis Engineering Group, PC There is suddenly increased interest in the environmental audit process. There is at least one national bank that is now requiring audits for some energy-related borrowers, the Office of the Comptroller of the...

You Need to Regularly Inspect Your Commercial Portfolio

Robert Szustakowski, The Lotis Engineering Group, PC In August, 2013, the Office of the Comptroller of the Currency (OCC) issued their most recent Comptroller’s Handbook for Commercial Real Estate (CRE). Much attention has been paid to the changes made by the OCC...

Environmental Risks to A Bank’s Facilities Department

Robert Szustakowski, The Lotis Engineering Group, PC I’ve been bouncing around consulting and within bank environmental departments for about 30 years now. And I have found very few banks consider environmental risks associated with their Facilities Department. I find...